Zakat is often seen as a simple annual obligation, but in reality, it is a powerful tool for spiritual purification, financial discipline, and communal growth. Rooted in the Arabic word Numu' (growth), Zakat is designed not just to redistribute wealth but to enhance prosperity and blessings for both the giver and the receiver.

Yet, many Muslims limit their understanding of Zakat to cash, gold, insurance, and stocks, without realizing that modern investments and business assets also fall under its purview. How do you determine Zakatable assets? What if you have multiple streams of wealth beyond the usual categories? And how does Zakat truly contribute to financial growth rather than depletion?

In this interactive and practical session, participants will:
✅ Gain a deeper understanding of Zakat’s true essence—beyond just an annual duty
✅ Learn how to calculate Zakat across various asset classes (business, shares, investments, etc.)
✅ Discover how Zakat impacts wealth management and financial sustainability
✅ Get hands-on guidance from a finance and Shariah-trained practitioner

Register here: https://tinyurl.com/ZakatinPrac

Zakat, at its core, is more than just a financial obligation—it carries profound meanings in its root Arabic form:

• Numu' – Growth
• Taharah – Purification
• Barakah – Blessing
• Salah – Righteousness & Integrity
• Madh – Praise

Yet, a common misconception persists: Zakat is merely a tax on a Muslim’s wealth.

But if one of its meanings is growth (Numu'), how does that reshape our understanding of Zakat? How does it tie into wealth management and financial responsibility?

And beyond the usual assets—cash, gold, insurance, and stocks—what about other forms of investments? Is Zakat applicable to businesses, real estate, or modern financial instruments?

In this session, we’ll go beyond the basics, uncovering the broader scope of Zakat and its application to various investments. Join us as we explore how to calculate and fulfill your Zakat in a way that aligns with both financial growth and spiritual purification.

Your trainer is one trained in both finance and Shariah

Zul Hakim Jumat has over a decade of experience in the Islamic finance industry, working across both academic and professional domains. He currently serves as an Islamic Wealth Specialist at Maybank Singapore, where he is part of the pioneering team driving the development of the bank’s Islamic Wealth Management regional hub.

He holds a Bachelor’s degree in Islamic Jurisprudence and Principles of Islamic Jurisprudence, with a minor in Economics from Kuwait University (2015), and an M.Sc. with honours in Islamic Finance from Hamad Bin Khalifa University (HBKU-2018). Zul is also an AAOIFI Certified Shari’ah Advisor and Auditor (CSAA) and is pursuing a PhD in Islamic Finance and Economy at HBKU.

His contributions to the field are also reflected in his co-editorial work on several publications with Edward Elgar, Palgrave Macmillan, and Springer, including his latest work, Islamic Finance in the Digital Age.

Zakat Unlocked: More Than Just a Calculation

Zakat is more than just a percentage on your wealth—it’s a powerful tool for purification, growth, and social impact. But how do you calculate it accurately? What assets does it truly apply to?

Join us for an engaging and practical session where we go beyond the basics, breaking down both the theory and real-world application of Zakat.

Led by Ustaz Zul Hakim Bin Jumat, an Islamic Wealth Management Specialist at Maybank Singapore, this session will equip you with the knowledge and confidence to fulfill your Zakat obligations—whether as an individual or for your business and investments.

Register here: https://tinyurl.com/ZakatinPrac